The economist appreciated the initiative of the Bank of Russia.
The Russian financial regulator has presented a proposal to force banks to return money to customers who have been victims of fraudsters.
RBC writes about this, referring to the initiative of the Central Bank of the Russian Federation.
According to the regulator, in the last quarter the amount of money stolen by cybercriminals increased by 18.5% compared to the same period in 2020. This figure exceeded 3.2 billion rubles.
The portion of money returned to victims of the total amount of stolen funds decreased by 5.4 percentage points & # 8211; up to 7.7%.
The regulator does not disclose the exact methodology for calculating the amount, but notes that it will be calculated based on the intended return of money to a citizen & # 8220; on average in 80 -90% of all cases & # 8221 ;.
In this context, financial analyst Mikhail Belyaev referred to the initiative of the regulator.
In an interview with Lenta.ru, he called the Bank of Russia Initiative commendable, stressing the importance of the implementation of the mechanism.
& # 8220; When people fall for these fraudulent schemes, it is often presented as the willful actions of a citizen & # 8230; & # 8221; & # 8211; said the specialist.
In addition, he asked where the Bank of Russia will take funds to pay compensation.
& # 8220; Even if you catch a scammer it turns out he already has zero balance, he has no funds', '' Belyaev said.
He recommended that CBR work more closely with law enforcement and strengthen oversight to prevent fraud.
Earlier, TopNews wrote that the media has told how to protect yourself from social media scammers. Famous experts have shared their advice.
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